Because we represent 28 of the top insurance providers in the country (names like Travelers, Aetna, Humana, Blue Cross Blue Shield), when you contact us for a quote, we can come up with the most comprehensive coverage at the most competitive prices. Our state-of-the-art computer database allows us to seek out policies that meet your criteria, and then ranks them by price. This means we provide our customers the most inclusive coverage at the lowest prices.
Supplying incorrect information about yourself, your vehicle, or your driving history or failing to update your insurer when these details change can invalidate your policy. You also have to properly inform your insurer of the postcode in which the vehicle will primarily be kept. Additionally, you’re required to maintain your car, keeping it in a roadworthy condition, and to notify your insurer of any modifications you make to it, including special controls added for disabled drivers. Failure to notify the DVLA and your insurer of certain health conditions, including poor eyesight, epilepsy, and stroke, can result in your policy being invalidated and you facing fines or possible prosecution.
If you have very poor credit, the cheapest car insurance company is Nationwide. Here, your premium will be more than $435 less than the group average. Compared to the highest credit level, drivers with bad credit pay nearly $1,450 more per year for auto insurance. If you pay off a loan or otherwise improve your credit score, you should shop around for car insurance as your premium should change. Just another reason to keep your score up!
Over ten percent of the motor vehicle thefts in the state of Texas occur in Dallas. In terms of overall safety, Lakeview Heights has the highest overall safety rating from niche.com, with a solid A. In spite of that stellar safety rating, it has the second highest annual auto insurance premium at $952.13. This probably has far more to do with its position in the list of Top 10 richest neighborhoods in Dallas, with a median income of $70k. Campbell Green, with its annual premiums of just $736.15, is rated second safest, with a niche.com rating of A-. As with Lakeview Heights, the higher premiums are likely due to a high real estate value – although the homes are, on average, $200,000 less than in Lakeview Heights, the median home value is still over $500,000.
Disclaimer: CarInsuranceComparison.com strives to present the most up-to-date and comprehensive information on saving money on car insurance possible. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. All insurance rates, products, and services are presented without warranty and guarantee. When evaluating rates, please verify directly with your insurance company or agent. Quotes and offers are not binding, nor a guarantee of coverage.

Your auto insurance rate depends on who you are as a driver, as well as your age, your credit, your vehicle, and your location. How insurance companies weigh these attributes is reflected in your premium. For example, having a limited driving history or a poor credit score can raise your rates dramatically. Our analysis of major rating factors shows how premiums shift from company to company.

These sites often attract your interest with competitive rates, but then transfer you to a different site to continue shopping and complete your transaction, often at a far less attractive rate. This is because lead generations sites are paid to sell your information to an agency or insurance company, not to present you with the rates on car insurance.
Like a DUI, a reckless driving citation can raise your car insurance rates. If you’ve received a reckless driving citation, your best bets for cheap car insurance are USAA and State Farm, despite the latter being one of the more expensive insurance companies if you don’t have a violation. This shows the importance of comparing car insurance rates carefully — your driving profile will be handled differently by every carrier.

Reviews.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full Advertiser Disclosure. Reviews.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product’s website. All products are presented without warranty.
Unlike quote comparison sites, lead generation sites simply sell your information to their advertising partners—typically insurance companies. These sites are not built to provide you with personalized quotes and are not much help when trying to compare car insurance rates. Avoid these sites unless you’re eager to receive tons of cold calls from insurance phone banks and desperate agents.
Reviews.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full Advertiser Disclosure. Reviews.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product’s website. All products are presented without warranty.
Insurance Brokers Group reviews policies at renewal for lower rates.  If there's an opportunity for lower rates with another company, at renewal, we will let you know.  Insurance Brokers Group is the exclusive agency in the country to offer RateGuard Assurance.  RateGuard provides peace of mind you have some of the most affordable insurance available in your state.
The policyholder needs to be the main driver of the vehicle and it’s illegal for anyone other than the named driver to be listed as the policyholder—a practice called ‘fronting.’ Your insurer will specify the portion of time a named driver will be allowed to drive the vehicle. If the named driver drives the vehicle more than the policyholder, however, you’ll have to inform the insurer as not doing so can be seen as fronting and may invalidate your policy.
Everything’s bigger in Texas and car insurance coverage is no exception. In fact, the Lone Star State has some of the highest minimum requirements in the nation and, even then, these may not be enough when an accident strikes. As it currently stands with Texas, in the event of an accident, there’s a 1 in 7 chance that the other driver won’t be insured. Unless you’ve purchased uninsured/underinsured motorist (UM/UIM) coverage, that’s money out of your pocket. Texas’s minimum requirements also don’t account for comprehensive coverage which you’ll definitely want to take into consideration since the state ranks first for monetary losses from “catastrophes” like hail storms and hurricanes.
Liability auto insurance protects you from that worst case scenario by providing a cushion between your assets and the amount you’re on the hook for. For this reason, choosing the right auto liability limits is the most important part of your car insurance quote comparison. NerdWallet typically recommends having at least as much liability coverage as your net worth.
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